Economic empowerment
Program

Economic
Empowerment

Building lasting livelihoods for Serbian families from Krajina — through capital, skills, and community support.

Home Programs Economic Empowerment

About the Program

Building Futures
from the Ground Up

Displacement disrupts more than location — it shatters livelihoods, professional networks, and economic foundations built over decades. Many Krajina Serbs who fled in 1995 or returned in subsequent years found that the economic infrastructure they had known was gone. Starting over with no capital, limited networks, and the psychological burden of displacement is an enormous challenge.

Our Economic Empowerment Program was designed to lower these barriers. Through a combination of microfinance loans, vocational skills training, business development support, and market access programs, we give entrepreneurs and workers the tools they need to build sustainable incomes.

Since launching, we have supported over 120 small businesses and employment initiatives — from artisan workshops and small-scale food production to service businesses and agricultural enterprises. Our model prioritizes dignity: we offer grants where needed, but primarily loans repaid into a revolving fund that helps the next participant.

120+
Businesses & livelihoods supported
€2.4M
In microfinance disbursed since 2010
91%
Loan repayment rate (revolving fund)
340+
Jobs created or sustained

How We Help

Four Pathways to
Economic Independence

Microfinance Loans

Low-interest business loans ranging from €500 to €15,000, with flexible repayment terms suited to each business's income cycle. Repaid funds go directly back into our revolving loan fund.

  • No collateral required for first-time borrowers under €3,000
  • 6 to 36 month repayment terms
  • Interest rate: 3% (far below commercial rates)

Vocational Training

Short-course practical training in high-demand trades — carpentry, welding, electrical work, tailoring, food processing, and digital skills — partnered with local training centers.

  • 3 to 12 week intensive programs
  • Nationally recognized certificates
  • Job placement assistance upon completion

Business Mentorship

One-on-one mentoring from experienced business owners in our network — covering business planning, accounting, marketing, and navigating local regulations. Six-month structured program.

  • Matched with a mentor in your industry
  • Bi-weekly meetings (in person or online)
  • Business plan review and financial literacy

Market Access

Connecting producers with buyers through our annual Krajina Market Fair, online marketplace listings, and partnerships with regional cooperatives and retailers.

  • Annual market fair with 2,000+ visitors
  • Export facilitation to diaspora markets
  • Cooperative purchasing agreements
Success story

Success Story

"I Finally Have Something
to Pass Down to My Children"

Dragan fled Krajina with his family in 1995. He spent years working odd jobs in Belgrade, always dreaming of starting a woodworking business. But without capital, it stayed a dream.

In 2019, he received a €4,000 microfinance loan from our program. Today, he employs two people in his workshop producing handmade furniture sold to customers across Serbia and, increasingly, to the diaspora abroad.

"The loan gave me the start. The mentorship gave me the knowledge. But it was the belief — someone finally believing I could do this — that gave me the courage."

Dragan P.
Woodworker · 2019 Loan Recipient · Krajina origin: Knin

Start Your Business Journey

If you are of Krajina Serbian heritage and looking to build or grow a livelihood, we want to hear from you. Contact us to discuss which of our programs is the right fit.